- WHAT ARE COOKIES?

Cookies are small text files stored on your device when you visit our website. They help the website remember your preferences, support core features, and enhance usability.

- COOKIES WE USE

We use both session cookies (deleted when you close your browser) and persistent cookies (stored until they expire or are removed). Cookies on our website fall into the following categories:
• Necessary Cookies: Essential for website functionality and security. These cannot be disabled. They enable core functions such as secure access and service delivery. Without these cookies, requested services cannot be provided. These cookies are processed based on our legitimate interests in ensuring website functionality and security.
• Performance and Analytics Cookies: These cookies are also non-essential and used with your consent to understand website usage and improve performance. They help us understand how visitors interact with our website by collecting information such as page visits and navigation patterns.
• Personalised Advertising Cookies: These cookies are also non-essential and used with your consent to deliver relevant advertisements and to measure the effectiveness of marketing campaigns.
Our website may contain links to third-party sites, which operate under their own cookie and privacy policies. We are not responsible for their practices.

- HOW WE USE COOKIES

Cookies do not personally identify you. Information collected may be used to: • Operate and secure the website; • Remember your preferences; • Improve usability and performance; • Deliver personalised content and advertisements; and • Analyse website traffic.

- THIRD PARTY COOKIES

We use trusted third-party services such as Google Analytics, Google Ads, and YouTube, which may place cookies to provide analytics, advertising, and media features.

- YOUR CHOICE

You can manage or disable cookies through your browser settings. Please note that restricting cookies may affect website functionality.

- CONTACT AND COMPLAINTS

For enquiries or complaints, contact our Data Protection Officer at dpo@noltfinance.com. You may also contact the Nigerian Data Protection Commission (NDPC) at info@ndpc.gov.ng.

- UPDATES

This policy may be updated periodically. The effective date above shows the latest revision.

Effective Date: 01 Dec 2025